The National Association of REALTORS® released its 2022 Snapshot of Race and Home Buying in America. 调查结果如下:
- U.S. 住房拥有率攀升至65%.2020年为5%，上升1%.3% from 2019 and the largest annual increase on record.
- The homeownership rate for Black Americans (43.4%) trails behind that of a decade ago (44.2% in 2010). 相反，美国白人(72岁).1%)，亚裔美国人(61%).7%)和西班牙裔美国人(51%).1%) all achieved decade-long highs in homeownership in 2020, with the rate for Hispanic Americans setting a record and reaching above 50% for the first time.
- Black and Hispanic applicants (7% each) were more likely to be rejected for mortgage loans than white (4%) and Asian (3%) applicants.
- Black households (41%) are the most likely to have student loan debt and also have the largest median student loan balance of $45,000.
NAR的 2022 Snapshot of Race and Home Buying in America examines homeownership trends and challenges by race and location to explain current racial disparities in the housing market. 使用来自 2021 Profile of Home 买卖双方, the report looks at the characteristics of who purchases homes, 他们为什么购买, 他们购买什么, and the financial background for 买家 based on race.
I dislike this article… Everyone goes thru the same loan process and credit check to imply that certain people are approved or disapproved because of race and not credit worthiness, 工作, debt to income …This is the type of add does not cause unity… Fair Housing for all!
我同意. Everyone has the same access to being approved for a home loan based on income, debts, etc. No normal American processing loans or receiving home 合同 have a little picture attached and then reject based on race. I’m tired of this divisive narrative being drilled into black people’s minds. 很多人都知道这是胡扯, but many buy it and are convinced and as a white American who loves everybody based on behavior, 不是比赛, I’m offended and annoyed by this notion.
你没有抓住重点. The point of the post and the reason we have this discussion at all? Because of the historical IMPACT made to a group of people. And that is inclusive of education on credit and finances. Its not a implication that someone is denied a loan because of their race. If a group of people are a minority and they have a higher chance of being denied a loan? 问题应该是为什么? The position of it “does not matter” will only continue the cycle. This implies MORE education should be made to the minority… 阅读更多»